A SMART WAY TO BORROW

Savi Moni works with your employer to give you access to new benefits such as lower interest employee/personal loans.  You also get access to lots of tools and tips to make it easier to manage your money better.

We put people at the heart of everything we do. We’re proud of our responsible lending solutions, helping people break out of a debt cycle and enhance their financial wellbeing.  Unlike some lenders, we won’t knowingly put you at risk of financial stress by over-lending to you.”

HOW DOES IT WORK?

Firstly, your employer signs up to be a Savi Moni Loan Partner (this is essentially, them agreeing to process fortnightly salary deductions). If your employer isn’t already signed up – just ask them to get in touch or let us know you’re interested and we will contact them.

A Smart Way To Borrow

TRANSPARENT COSTS

We lay our cards on the table.  We are fee free and totally transparent.  You can be confident that there will be no hidden fees or nasty little surprises.  Just simple, smarter personal loans.

LOW RATES & ZERO FEES

Yes, that’s right – our loans are FEE FREE And our interest rates are some of the BEST IN THE MARKET!

If your company is not a registered Savi Moni loan partner – talk to your HR department today and ask them to sign up, so YOU can benefit from better service, better rates and less stress.

Our loyal customers enjoy better rates for repeat or top-up loans – yes, even better rates!

BORROW

What can I get a loan for?  

You can get a loan to help with all sorts of life’s challenges.  Things like:

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School Fees

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Wedding

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Funeral

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Travel

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Medical

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Personal Goods

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Renovations

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Car

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Emergency

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Refinancing

The minimum loan amount is K500   

The maximum loan amount is K10,000  

Need a bigger loan? Contact us to discuss your specific requirements and we’ll see what we can do to help!

How can I join?

HOW CAN I JOIN?

Your employer must become a Savi Moni loan partner – once they are signed up, YOU get to enjoy smarter personal loans with zero fees. 

Ask your employer to contact us today, so you get to enjoy the benefits of joining the Savi Moni community.

WHO CAN APPLY FOR A LOAN ?

  • You’re over 18
  • You’ve been in current employment for at least 6 months
  • You’re a PNG citizen or hold a valid work permit
  • You’re a permanent employee or on a fixed contract
  • You’re not currently in financial stress
  • Your employer has joined Savi Moni as a loan client
  • You have an active mobile & email address
  • You’re not currently bankrupt or subject to debt recovery proceedings
Who can apply for a loan ?

CAN I USE SAVI MONI TO REPLACE EXISTING DEBT?

Absolutely! Lots of our customers use our employee personal loans to refinance current loans. This helps them get out of debt quicker and into savings, allowing them to enjoy life that much more.

HOW IT WORKS

Our process is simple. You fill in your application and provide supporting documents. Once your loan is approved, we deposit kina into your account. Then your employer makes repayments on your behalf from your fortnightly pay. Simple.

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    Company signs up as loan client

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    Fill in application form

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    Return application form and checklist documents

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    Loan approved and $ deposited into your account

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    Easily apply for top-up loans at a better deal

How it works

WHAT ARE THE RATES AND HOW MUCH CAN I BORROW?

What Are The Rates And How Much Can I Borrow?

Savi Moni makes sure that we don’t knowingly over borrow – we want to ensure you have enough money left over each fortnight to pay for the essentials.

Personal loans can vary from K500 to K10,000 and the loan terms can vary. (we can sometimes lend more thank K10,000 – just contact us. Sometimes we can’t quite approve your request, but we will always try to give you an alternate loan option.

RATES

We aim to be AT LEAST 20% CHEAPER than the average cost of a basket of similar lenders in the marketplace.  We are FEE FREE and don’t have any hidden costs.

LEARN GOOD HABITS WITH MONI SAVI

Yes, WE CARE.

Being part of the Savi Moni community means you get to benefit from our Moni Savi resources – helping to bring financial wellness to communities by reinventing what a consumer lender can be.   We provide financial tips, tools, resources, courses & education making employees happier, more effective and efficient in their jobs and their life by reducing the chances of suffering from financial stress. Learn more

Learn Good Habits With Moni Savi